To apply for a WaMu Platinum credit card, all you have to do is complete the application form available online. You will immediately know if your credit application is approved. No waiting time required. The bank could assess your creditworthiness in just a few seconds. That’s how fast they do your credit check.

If your card is approved, you will be shown the line of credit they have determined for you. If you accept it, your card will be mailed to you in a few days. Although this can be a disadvantage. You cannot request a higher credit limit immediately. The amount that the bank decides is the credit limit that you will have to use. And with a WaMu card, the amount is not always much. It would all depend on how good your credit score is and how well you managed your finances years before.

When it comes to the application process, Washington Mutual does things a little differently. From their website, you will be forced to create an online account before applying for the credit card. This means that you would have to enter all the relevant information about yourself before you even get to the interface where you are actually requesting the card. The great thing about this, though, is that you can also access Washington Mutual’s online banking system once you get your card approved. Opening a savings or checking account with them is also much easier once you are a cardholder and vice versa.