With summer weather approaching even before its due time, people are starting to miss a spring season that seemed stolen from them. After all, only in the Northeast, the mild and relaxing weather most identified during the months between March and July didn’t really fully show itself, except for a few token days. With thunder, wind, and full rain storms making a frequent debut along with below-average temperatures followed by a quick display of above-average heat, registering in the upper eighty and ninety degrees, there really is general cause for sentiment.

And the loss of the genuine feeling of spring did not go unnoticed by those involved in insurance companies or agencies. With nationwide claims involving damage to homes or businesses and motor vehicle collisions resulting from everything from floods and tornadoes to hail and windstorms, the focus has certainly been on the weather.

Therefore, a concisely written article on weather and related liability and safety effects seems appropriate.

Seven Quick Points to Ponder About the Weather and Insurance Ramifications

1. Among all the countries in the world, the United States is the most affected by damaging tornadoes that wreak havoc with homes, vehicles and property, not to mention the role they play in the loss of life. With approximately 1,200 tornadoes swirling annually throughout the corresponding seasons of the year, this is a major cause of insurance claims.

2. While Hurricane Katrina and Hurricane Sandy have become an integral part of tragic loss of life and hundreds of billions of dollars in property damage, other hurricanes, cyclones, and superstorms are also the consistent cause of severe loss. , resulting in related claims and a view change in coverage for coastal areas.

3. Blizzards and snowstorms across the country contribute to school closures, car accidents, roof damage and more.

4. Just as cold weather can cause a home’s water pipes to freeze and burst, excessive heat can threaten crops and property.

5. Hailstorms that rain down on US states cause about a billion dollars in property and crop damage.

6. Rain, rain and more rain and the resulting flooding is a real risk for homeowners, vehicle owners and businesses, potentially exposing US property and crops to billions of dollars in damage.

7. Damaging winds are also known as straight line winds which are not related to tornadoes tornadoes. Associated with speeds of 50 or 60 miles per hour and up to one hundred miles per hour, they are particularly dangerous for mobile home owners.

Time affects us all. Make sure you have custom insurance coverage that can protect you from potential devastation and damage from the forces of weather.