Warning, Operators: Call center work provides the largest number of non-college graduate jobs in America. The hours are long and there is little free time once you get home. So it’s no surprise that many people who work in call centers are in debt to the IRS. But what can you do about it?

Payment Methods:

Difficulty Plan: Show that you will run out of basic necessities if you pay off your debt to the IRS, and you could qualify for a Hardship Plan. It will not be easy. You will have to gather a lot of paperwork to prove your case. If you make the cutoff, collection efforts will cease. You can be rewarded for a grace period of up to one year. Use this time wisely to get your finances in order.

installation agreement: Maybe you can manage to pay your debt monthly. If you can prove that you can’t pay off your debt in one lump sum without sacrificing your basic needs, you may qualify. But beware, this is a binding agreement. You cannot miss a single payment without facing severe penalties.

If you don’t pay. . . the IRS can use any of these weapons against you.

bad credit: First, the IRS typically places a tax lien against your credit. This means that you cannot apply for a credit card, a loan, a card or a house. You won’t be able to do virtually anything related to credit.

Empty bank account: The IRS has the power to levy your bank account. You will only have a small window of time (21 days) to make a payment arrangement with the IRS. If you don’t, the IRS will seize your paycheck forever.

Goodbye Paycheck: The IRS can take 16 money directly from your paycheck. And there will be nothing your supervisor can do about it. The IRS can take a large percentage of your paycheck. And they can do this for every paycheck until their debt is paid off.

Keep trying: If you don’t qualify for an emergency plan or installment agreement, don’t give up hope. Keep trying to request them. If you’re having trouble understanding what you’re doing wrong, consider hiring a tax professional. As a call center worker, you represent a large percentage of taxpayers in the United States. Don’t let the IRS take advantage of you!

Now you have the smoking gun… Use it!